
I've been working with the Attorney-Assisted Credit Improvement Alliance for approximately seven weeks. Upon receiving my Transunion Credit Report recently, I can confirm that ALL three Credit Reporting Agencies indicated deletions of negative items. However, the Alliance was not completely satisfied with those results, so they are sending out MORE letters in my behalf! It did take an additional week to receive the results, but this delay was attributable to Transunion, not the Alliance. I was very pleased to hear that the Alliance wanted to continue to work on my behalf, even after the normal six week period and submission of two sets of letters. Needless to say, I am very happy with the results so far! UPDATE: I received my Experian Credit Score…It's 656! Before I utilized the Credit Improvement Alliance my Credit Score was 511!!!! That means Experian went up 145 points! Even if the Alliance is unable to resolve any additional issues, they have already fulfilled their guarantee -- Above and Beyond Performance! What more can I say?? After almost 3 years, THIS IS THE FIRST CREDIT REPAIR THAT'S EVER WORKED! AND I'M NOT EVEN FINISHED!!
- by Julie, Michigan
The debt elimination program was able to save me $132k over eight years by combining all my debts! They could not refinance my house at this time because we just closed in March 2005 but they were able to tap into the equity! By combining all my bills, I have a margin of $685 each month! I mean I am truly converted to this program and I can't wait to refinance my house! I walk around with my debt restructure on me and I show it to all my Warm Market just to prove to the skeptics!
- by GK, Ohio
We own a deed restricted property and have had difficulty in the past refinancing. We filled out some information with an online loan company to attempt it once again. We had received a Good Faith Estimate from this other company when we were introduced to the debt elimination program. We sent in document 107 at the end of April and explained that we were in the process of refinancing with another company. We had our first consultation the last week of April and were told that this Alliance could get us a lower interest rate, more cash out and quite a bit less in closing costs. I cancelled the other loan process and proceeded with this Alliance. Our refinance closed on May 23. . . approximately 3 weeks after our initial interview. We will pay our mortgage off in 12.9 years and save over $163,000 in interest! We will also be able to save towards retirement and college funds for our boys. We replaced our old (practically non-running) vehicle with a newer one and will have the 5 year loan paid off in 2 years and we've paid our old debts. We were also able to take our boys on vacation to visit their grandparents who we hadn't seen in over 2 years. Our mindset has completely turned around. We are less stressed; we are smiling more, laughing more and talking about what our future holds! It is refreshing to know that this Alliance is there to ease the financial burden of families like ours.
- by KP, Colorado
My wife and I are very excited about the results from the debt elimination program with the financial planning firm. In just a few weeks from our initial consultation, our process to become financially independent was under way. Both of our cars are paid for, we have no credit card debt, and our house will be paid off in 12 years as opposed to the 27 years that were left on our mortgage. As our next step they will provide us with better alternatives to health insurance, and then develop investment accounts for college funding and retirement. We were very impressed with the integrity and professionalism of our Financial Advisor as well. You can experience great results too!.
- by CP, Alabama
From my initial contact, the entire debt elimination program process took only about 3 weeks. I was extremely impressed with the genuine approach and overall concern, not only on eliminating my debt, but the sincerity and trustworthy attitude expressed during the entire process. This Alliance is an "emotion based" company that truly wants to help dedicated people eliminate their entire debt (including mortgage) and live the life of their dreams! A program was recommended and devised that will have me, my wife and son completely "debt free" including paying off our mortgage in less than 9 years!! During the initial phase of the program I had been asked what I thought my time frame would be to pay off my debt and mortgage at my present income status and I said, with diligence, at least 20 years. The Advisor thanked me and told me he appreciated my honesty and passionately emphasized that my family and I deserve to live the "American Dream!!" This company is a key alliance within the WMI network and I'm proof positive that the realistic dream of living debt free is well within my grasp!!
- by JK, Texas
I close my refinance today. I am saving $125,400 in interest and be debt free in 7.1 years. Monthly savings is $562.00.I am looking forward to beginning my personalized debt elimination program! It is very exciting to be able to dream of being debt free.
- by EG, Texas
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